This is becoming such a large expense. Can you please advise?
Thank you
Update:Please help by being a little more specific, like actually NAME a plan.
Thanks...
This is becoming such a large expense. Can you please advise?
Thank you
Update:Please help by being a little more specific, like actually NAME a plan.
Thanks...
Sign Up to our social questions and Answers Engine to ask questions, answer people’s questions, and connect with other people.
Login to our social questions & Answers Engine to ask questions answer people’s questions & connect with other people.
Verified answer
Try Delta Dental. Also, there may be plans sponsored through AARP.
Ameritas Dental is the only insurance plan I sell to my clients. They'll give you up to $1500 a year in benefits, vision coverage and you access the dentists' discounts when you access their PPO plan. It doesn't always make sense because they have about 10 different prices (for each plan) depending on where you live. So, while it might make sense for someone in Texas, it might not make sense for someone in Pennsylvania (for example). But, you certainly can get more out of the plan than you put in.
And, if you think the insurance is too expensive for you budget then I usually recommend the Aetna discount plan. The problem with some discount plans is that you don't always get a high caliber dentist, but the Aetna plan is the same network of dentists that they use for their large groups. It's just that the insurance part of it has been stripped away.
I'd rather see someone get a discount plan than negotiate with a dentist because it's very willy-nilly doing it that way and you don't always know if it's a good deal. I'd rather have the insurance company do the negotiating.
There are no dental plans or insurance specifically for someone on Medicare. You should contact a local independent insurance broker and get info on plans available in your area. The two largest dental insurance companies in California are Blue Cross and Delta and they have many plans and there are individual dental plans as well as insurance. Most have long wait periods for serious work like root canal. The best thing to do is find a dental college and see a student dentist which is cheaper or find a community or low-income clinic that offers dental services, or a dental group that takes payment arrangements.
As already mentioned after the waiting periods and then only 50% coverage for major procedures, and annual maximums, individual dental insurance isn't really that great. Some Medicare Advantage plans have very good dental options and do not have waiting periods although they do have annual maximums. A dental school is a good option. You can find the nearest school here: http://www.yourhealthplanadvisor.com/Dentalschools...
Any one you want, but I've never seen a private dental policy pay out more than it costs. Between waiting periods, copayments, and coverage limitations, you're much better off working something out with your dentist, or trying to find a dental school near you where you can get worked on at a fraction of the cost.
OSB is $12.00 a month and would cover bridges
They can purchase anything they can afford. Shop around.